Compliance
How we stay accountable.
Medicare, life insurance, and annuities are regulated for a reason. Here is exactly how JKOM Financial operates within those rules.
Medicare Third-Party Marketing Organization Disclaimer
Required by 42 CFR § 422.2267(e)(41) and § 423.2267(e)(41).
JKOM Financial is not affiliated with nor endorsed by the U.S. government or the federal Medicare program. We do not offer every plan available in your area. Currently we represent 9 organizations which offer 40 to 60 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Medicare Recorded Line
For Medicare-related questions, call 813-320-9471.
All calls are recorded for quality and compliance.
Per CMS requirements, the disclaimer above is conveyed within the first minute of any sales or marketing call, and all Medicare marketing, sales, and enrollment calls are recorded in their entirety.
All calls are recorded for quality and compliance.
Per CMS requirements, the disclaimer above is conveyed within the first minute of any sales or marketing call, and all Medicare marketing, sales, and enrollment calls are recorded in their entirety.
Scope of Appointment
Before any individual Medicare appointment, a Scope of Appointment (SOA) documents the topics you agree to discuss, as required by CMS. There is no obligation to enroll, and agreeing to a meeting does not affect your current or future coverage.
Regulatory Compliance Statement
JKOM Financial operates in compliance with 42 CFR Parts 422 and 423 governing Medicare Advantage and Part D marketing, enrollment, and agent conduct. Representatives are trained and certified in accordance with CMS and applicable state regulations.
Life & Annuity: Best-Interest Standard
JKOM Financial complies with the National Association of Insurance Commissioners (NAIC) Model Regulation #275, the best-interest standard for annuity and life insurance recommendations. Every recommendation is made with reasonable diligence, care, and skill, prioritizing the client’s financial well-being above all else. JKOM Financial is licensed in 20+ states.
Professional Designation
Jeffrey L. Komara, Certified Annuity Advisor (CAA)
Licensed Life, Health & Annuity Producer
National Producer Number 19494297
Licensed Life, Health & Annuity Producer
National Producer Number 19494297
AI Tool Disclosure
The “Protect Now or Build Later?” fit-finder on this site is an educational tool. It does not provide personalized financial advice, does not quote prices, does not recommend specific products, and cannot determine eligibility. It applies a fixed set of general rules to the answers you give and returns general educational information only. Every result directs you to speak with Jeff Komara, a licensed insurance professional in your state, before making any decision. Human review is required on every outcome.
Privacy
Your information is used only to respond to your inquiry. It is not sold or shared, and is stored only as long as needed to contact you.