Compliance

JKOM Financial is not affiliated with nor endorsed by the U.S. government or the federal Medicare program. We do not offer every plan available in your area. For information on plan availability, visit Medicare.gov or call 1-800-MEDICARE.

Before any individual Medicare appointment, a Scope of Appointment (SOA) documents the topics you agree to discuss, as required by CMS. There is no obligation to enroll, and agreeing to a meeting does not affect your current or future coverage.

JKOM Financial operates in compliance with 42 CFR Parts 422 and 423 governing Medicare Advantage and Part D marketing, enrollment, and agent conduct. Representatives are trained and certified in accordance with CMS and applicable state regulations.

JKOM Financial complies with the National Association of Insurance Commissioners (NAIC) Model Regulation #275 — the best-interest standard for annuity and life insurance recommendations. Every recommendation is made with reasonable diligence, care, and skill, prioritizing the client’s financial well-being above all else. JKOM Financial is licensed in 20+ states.

JKOM Financial is licensed in 20+ states.

Certified Annuity Specialist® (CAS®), Institute of Business & Finance. This is a professional designation, not a government license and not a FINRA or government endorsement. It is paired with Jeff’s actual state insurance license as the regulated credential.

The “Protect Now or Build Later?” fit-finder is AI-powered and educational only. It is not personalized financial advice, and all final decisions go through Jeff Komara, a licensed professional.